Promotions

Spring Loan
Tax Loan
CD Promotions
Rate Reduction
Mortgages
Sally Mae Information

New VISA

Attention Fox FCU Credit Card holders!

Your Visa Credit Card is getting an exciting upgrade!

Enhanced features include:

Contactless Payments- making your payments faster and more secure.

Mobile Wallet- make purchases using a mobile smart device instead of a physical card.

New* Manage & view your credit card information in Online Banking or your Mobile App.

For questions regarding your card contact msr@foxcredit.com

Fox FCU’s Line-up of Loan Products:

Loan Products:

Personal Loans
New Auto Loans
Used Auto Loans
Auto Title Loan
New and Used Motorcycle/Boats/RV’s
Classic Visa
Real Estate Loans

Rates and terms vary. For more information contact lending@foxcredit.com or call (310) 432-2344.

Loan Rates

TAX LOAN

Fox Federal Credit Union can help you pay your taxes this year with a Tax Loan

Fixed rates starting as low as 10.49% APR* (O.A.C.)
Minimum loan amount $1,000
Maximum loan amount $10,000**
Convenient 12-month term
No payments for 30 days

Visit www.foxcredit.org/promos for full details and qualifying criteria

 *Annual Percentage Rate . On Approved Credit. Actual interest rates based on credit score. **Maximum amount for qualified applicants based on FICO score. Rates are accurate as of January 6, 2025, and are subject to change without notice. You must be a member of Fox Federal Credit Union to apply for a loan. Payment example: make 12 monthly payments of $88.13 per $1,000 borrowed at 10.49% APR. This offer may be rescinded, if among other reasons the total dollar amount of all Tax Loans requested exceeds Fox FCU’s limits. Please contact our loan department for complete loan details and qualifying criteria . Tax Loan begins February 3, 2025, and ends October 15, 2025.

CD Promotion

CD Promotion

5-month CD is 2.75% APY with a dividend rate of 2.72%
7-month CD is 2.86% APY with a dividend rate of 2.82%.

Please call or email with any inquires: (310) 432-2344 or msr@foxcredit.com

*New funds is money brought from an external source and is money not currently or previously held in a Fox FCU account. Rates effective as of April 30 , 2025, and subject to change without notice. Penalty may be imposed for early withdrawal. Fees may reduce earnings. Special promotional rate with new funds deposited to Fox FCU for: 5-month CD is 2.75% APY with a dividend rate of 2.72%; 7-month CD is 2.86% APY with a dividend rate of 2.82%. The annual percentage yield (APY) is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. Dividends compounded quarterly and credited quarterly. Promotional rate is not offered on IRA accounts. Minimum deposit of $1,000.00 required to open certificate and qualify for promotional rate. **Maximum amount allowed per account/member $250,000.00. At the end of the promotional period for 5-month CD & 7-month CD, funds will roll over to a standard non-promotional 6-month CD at the then current rate. Promotion starts April 30, 2025, and ends May 31,2025. Other terms and conditions may apply. This offer may be rescinded, if among other reasons the total dollar amount of all Grow your Money CD Promotion deposits exceeds Fox FCU’s limits. For complete details and additional information contact msr@foxcredit.com. FOX FEDERAL CREDIT UNION® is a trademark of Fox Media LLC. Fox Federal Credit Union (CU) is a legal entity separate and distinct from Fox Media LLC and its par-ents, affiliates and subsidiaries. As such, Fox Media LLC is not legally responsible for the actions of the CU or of its officers or employees, nor is the CU legally responsible for any actions of Fox Media LLC

Rate Reduction

RATE REDUCTION DETAILS- GO AS LOW AS 4.99% APR OAC*

Apply for a New or Used Auto Loan during our Rate Reduction Loan Promotion and receive an additional 0.25% rate reduction for each service below that you add to your membership up to a maximum of 1.00%. See products and qualifying criteria below:

Debit Card- you must have a checking account that is in good standing. A minimum of 5 purchase transactions are required within a 30-day period. ATM/Debit Card Request Form

Online Billpay- you must have a checking account to sign up for Billpay. Monthly service fee of $5.00 waived with qualifying transactions. Billpay must be active for at least 6 months from date of loan funding. Sign up for Billpay by logging into your online banking account.

Direct Deposit- Minimum $500.00 per month deposited into your checking account.

Mobile App – Download the Fox FCU mobile app.

Checking Account- $500.00 minimum initial deposit required. Open or add an account

Auto-Pay- Sign up to have your loan payment automatically deducted from your Checking or Share Savings account.

All services must be activated within 30 days of loan funding. Other fees, terms and conditions may apply.

Please contact lending@foxcredit.com with any questions.

*Annual Percentage Rate on approved credit for qualified applicants based on FICO score. Standard auto loan APRs range from 5.99% to 16.90%. Actual interest rate is based on your credit score. If your FICO score is 730 or above, your starting APR would be 5.99%. If you obtained the maximum discount of 1.00%, your fully-discounted APR in this example would be 4.99%. Rates are accurate as of September 23, 2024, and are subject to change without notice. You must be a member of Fox FCU to apply for a loan. You can reduce your standard auto loan APR by 0.25% for each of the services listed above that you add to your membership (up to a maximum auto loan reduction of 1.00% off the applicable standard auto loan APR). Rate reduction applies to vehicles not already financed by Fox FCU. Other terms and conditions apply. This offer may be rescinded, if among other reasons the total dollar amount of all Rate Reduction Loan Specials Promotion requests exceeds Fox FCU’s limits. Please contact our loan department for complete loan details and qualifying criteria. Offer ends December 31, 2025
.

mortgage

ARE YOU READY FOR HOMEOWNERSHIP?

Homeownership is a big financial decision that requires careful consideration.
By answering the questions below, you could determine if you are ready to become a homeowner.

How good is your credit score?
For the best loan programs and lowest rates, a credit score over 700 will usually be required. Request your free credit report at annualcreditreport.com. Work to improve it with timely payments and good credit utilization.
How much do you have saved for a down payment?
Although you can purchase a home with little or sometimes no down payment, the more down payment you have, the better your mortgage terms might be.
Are you prepared for home repair costs?
Owning a home makes you responsible for often costly and sometimes unforeseen repair bills.
Have you budgeted for all costs of owning a home?
Costs of owning a home include more than just the mortgage payment. You will be responsible for homeowners’ insurance, property taxes and maybe even association dues. Additionally, you will also have the costs of the utilities in your new home.
How long do you plan to stay in your new home?
If you are looking for a short-term living situation, owning may not be the right step. It normally takes 3-5 years to recoup your costs of buying a house.
Are you read to see what loan options are available to fit your needs?
Submit your inquiry and get pre-qualified.

For additional information please contact mortgage@foxcredit.com

WHEREVER YOU ARE IN YOUR HIGHER EDUCATION, GET THE MONEY YOU NEED FOR SCHOOL. STUDENT LOANS FROM FOX FEDERAL CREDIT UNION IN PARTNERSHIP WITH SALLIE MAE® COULD HELP!

Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parents.

Competitive interest rates
Multiple repayment options
No origination fees; no prepayment penalty*

Find out which loan is right for you

 Borrow responsibly. We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan. These loans are made by Sallie Mae Bank or a lender partner. Fox Federal Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers. Smart Option Student Loan and graduate loan products: This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Parent Loan: This loan must be used to pay for eligible student expenses at participating degree-granting schools. The student cannot be a borrower or cosigner and is not responsible for repaying the loan. The borrower, cosigner, and student must be U.S. citizens or U.S. permanent residents. If the school issues a refund directly to the student, the borrower and cosigner (if applicable) are still responsible for repaying that amount. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. * Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal. SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. © 2020 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.